Mortgage Services
The right mortgage, from the right bank
We compare the whole UAE market and manage everything from first conversation to final handover — with no processing fees for our advice.
Our Services
Every route to the right mortgage
Residential Mortgages
Buying your home in the UAE. We match you to the bank and rate that fit your salary, visa status and property — whether it's your first home or your fifth.
- Bank & rate comparison
- Full application handling
- Pre-approval support
Non-Resident Finance
Living abroad but investing in Dubai? We arrange mortgages for overseas buyers with the lenders who welcome them, structured around income earned outside the UAE.
- Lenders open to non-residents
- Remote application process
- Guidance on UAE requirements
Mortgage Switch
Already paying a mortgage? We find a lower rate or better terms elsewhere and handle the switch end to end, from exit costs to new offer.
- Rate & terms comparison
- Exit cost review
- Full switch handling
Commercial Property Finance
Offices, retail and warehouses. Tailored commercial finance for business owners and investors expanding their footprint in the UAE.
- Commercial-specific lenders
- Flexible structuring
- Investor & owner-occupier options
Tailored By Situation
Who we help
UAE Residents
Standard salaried or self-employed applications, with the widest range of banks and rates available to you.
Non-Residents
We work with the lenders who welcome overseas buyers, structured around income earned outside the UAE.
UAE Nationals
Access to national-specific rates and schemes some banks reserve exclusively for UAE nationals.
How We Work
A clear, simple process
Why Splenndor Manors
Built around you
No processing fees
We're paid by the bank on completion, so our advice costs you nothing.
20+ leading banks
We compare offers across the UAE's major lenders, not just one.
One advisor, start to finish
The same person guides you from first call to keys in hand.
Built for the UAE market
We know exactly which banks say yes to which situations.
Frequently asked questions
It depends on your residency status, the property value and whether it's your first mortgage. As a general guide, expect a minimum deposit in the region of 20–25%, though your exact figure will depend on the bank and your circumstances.
No. Our advice is free to you — we're paid by the bank once your mortgage completes, so there's no cost for working with us.
Yes. A number of UAE banks lend to overseas buyers, though the terms, required documents and maximum loan amounts vary. We'll match you to the lenders who work best for your situation.
Initial pre-approval is often possible within a few days once we have your documents. Full approval and offer timelines vary by bank and case complexity.
We work with more than 20 leading banks across the UAE and compare their offers for every client, so you're not limited to a single lender's rates.
Ready to find your mortgage?
Talk to us today and we'll start comparing the market on your behalf — no obligation, no fees for our advice.