Mortgage Calculator
Know your numbers in minutes
Estimate your loan amount and monthly repayment across resident, national and non-resident scenarios — instantly and free.
Try It Yourself
See what you could borrow
Adjust the numbers to match your situation and get an instant, indicative estimate of your loan amount and monthly repayment.
- Instant estimate across all three buyer types
- See how your down payment affects your monthly cost
- No sign-up, no obligation — just your numbers
Rates and down payment rules shown are indicative and used to keep this estimate realistic — your actual offer depends on the bank and your profile.
Loan Amount
1,600,000 AED
Monthly Payment
8,349 AED
Approximate — principal + interest
Indicative only — final terms depend on the bank and your profile.
How It's Calculated
The assumptions behind the numbers
Indicative interest rates
We use representative annual rates of 3.89% for residents and UAE nationals, and 4.19% for non-residents, to keep the estimate realistic.
Down payment rules
Minimum down payments follow typical UAE bank policy — higher for non-residents, and stepped by property value for residents and nationals.
Your actual offer may differ
Real rates and terms depend on the bank, your income, credit profile and the property itself. We'll confirm the specifics once we compare the market for you.
Want a real offer, not just an estimate? A broker can compare live rates across 20+ UAE banks, negotiate your terms, and handle the paperwork — often at no extra cost to you.
Talk to an advisor
Ready to turn these numbers into an offer?
Talk to us today and we'll start comparing the market on your behalf — no obligation, no fees for our advice.